Damage Protection
How It Works Coverage FAQ Claims Resources Purchase Sign in
Purchase
How It Works Coverage FAQ Claims Resources Sign in

Damage Protection Resources

Plain-English guides for vacation rental hosts and property managers — what accidental guest damage costs, how to build protection into every booking, and exactly what's covered.

Start here

Security deposits vs. damage waivers

Why a flat fee per stay beats holding and refunding guest money.

Airbnb's damage deposit isn't a substitute

Collected amounts go back to the guest. Here's the workaround.

What's covered — and what isn't

The inclusions, the nine exclusions, the limits, and the prices.

For property managers

Adding a damage waiver fee on VRBO and HomeAway

Where the fee goes, how much, and why every booking needs one.

What accidental guest damage actually costs

The lamp, the carpet, the cook-top — and the flat price that caps them.

Covering every booking as a property manager

Register once, save properties, and see every stay on the calendar.

Ready to cover a stay?

Compare the $1,500 and $3,000 plans, then get protected in minutes.

Compare plans Purchase
InsureStays
Protection Brands
RentalGuardian

Damage Protection

Flat-price accidental damage protection for vacation rentals. Plans with $1,500 or $3,000 of coverage protect a single guest stay of up to 30 days, with no deductible.

Products

  • Coverage & Plans
  • How It Works
  • Purchase
  • For Partners

Resources

  • FAQ
  • Resources
  • File a Claim
  • About Us
  • Contact

Legal

  • Privacy Policy
  • Terms of Service

Contact

877-248-1275

customercare@protectionbrands.com

Monday – Friday, 9:00am – 5:00pm Eastern

Products offered by InsureStays and powered by the RentalGuardian.com platform.

InsureStays is a dba of Sandhills Insurance Group, LLC, a limited liability company organized under the laws of South Carolina, a licensed insurance producer in all states (NPN 16269113, California License No. 0M14453, TX License No. 2194106 and 2205876); dba in California InsureStays Insurance Agency; dba in Florida InsureStays Agency.

RentalGuardian is a unique online software service provider, specializing in the needs of property managers, with state-of-the-art features including fully integrated, scalable API; multi-underwriter support tools; unique online claim wizard for simplified claims administration; and superior document delivery and administrative functionality.

Protection Brands is an authorized retailer and referral provider of Sandhills Insurance Group LLC whose mailing address is PO Box 4443, Pawleys Island, SC 29585. Phone is 1-843-286-5144. Visit www.insurestays.com for more information.

Protection Brands LLC, 1507 Palm Blvd., Isle of Palms, SC 29451. Telephone 877-248-1275.

Copyright © 2026 Protection Brands LLC. All Rights Reserved.