Protect your property against accidental damage caused during guest stays. Stuff happens and Rental Guardian's Damage Protection Program can ensure that your covered against financial loss. We offer an easy way for owners and property managers to provide valuable protection products from reliable underwriters. Joining our partner program is absolutely free and allows you to be up and running in minutes of signing up. Registered partners receive preferred pricing.

Sometimes referred to as a “damage waiver”, this product protects against the financial risk associated with accidental damage caused by a guest while renting a property. It is in lieu of collecting and managing the return of damage deposits or holding a credit card against potential damage. Both of these are a hassle and often ineffective. Renters don’t like tying up cash for an extended period and resent having to do so. Credit cards are not reliable as cardholders can dispute charges and owners or property managers are left holding the bag for repairs. It also eliminates the uncomfortable conversation with guests with claims that the damage was in place when they arrived, retaining happy guests for future stays. Accidental Damage Insurance is available in either $1,500 or $3,000 coverage amounts.

It's for individual vacation homeowners and/or Property Management Companies with 10 or less properties under management. These are the covered parties and claims payments are directed to them.

When you join our Referral Partner program, you will be supplied with a access to the damage protection partner portal via a username and password. This will enable you to gain access to support material and the ability to make purchases at partner pricing, which is discounted from the products retail price. Further the partner portal will allow you to save property information and payment information for quick processing for future purchases. Partners can purchase either a $1,500 in damage coverage or a $3,000 policy. The program is underwritten by Fortegra Financial Corporation and offered through Rental Guardian's InsureStays agency. It is recommended that the property manager purchase the coverage and collect the premium from the guests via the reservation process with each and every reservation. Our training will provide you with suggested verbiage for your rental agreements.

Coverage is required to be placed on every guest reservations so as to spread the risk and keep the product affordable for all. When damage occurs, it's an easy claims process; complete an online form, upload photos of the damage and the receipts to repair it or replace damaged items. Claims are reviewed and processed by the claims administrator and a check mailed for 100% of out of pocket expenses. All damage claims are guest-verified.

Protection Brands is the referral component of Rental Guardian, a leading provider of travel and property protection solutions to the short & long-term rental market. Our products include :

  • Travel Protection – Travel protection provides extensive trip coverage for your guests should the unexpected arises before or during their stay.
  • Damage Protection – Damage Protection protects against accidental damage that may occur during a rental guest's stay.

As a Protection Brands Referral Partner, your business will dictate which of these products are right for you. Simply drive internet traffic to one of our websites by promoting it on your website. You will earn money each time you refer successful leads through our quote form. Whether you are a homeowner, property manager, insurance agent, vacation portal, travel site or blogger, we have the protection products to meet your site's needs.

Please note that this site is specific to becoming a Damage Protection partner. For information on offering our Travel Protection solution, please visit

Once enrolled you will be able to login 24 hours a day to check your referrals, traffic, account balance, purchase coverage and manage claims.

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